Attention homeowners: Real estate appraisal services for in Upland and San Bernardino CountyHere are the top reasons California homeowners use Platinum Appraisal Group:
We at Platinum Appraisal Group understand the particular needs of a consumer in need of appraisal services. Our typical business clients are used to the appraisal process and the standard documents we provide. But as a consumer, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Platinum Appraisal Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in an area that's declining. That means you are paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Platinum Appraisal Group is your number one weapon when contesting your property tax assessment.Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping people just like you get rid of unnecessary PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. An appraisal from Platinum Appraisal Group can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? An appraiser from Platinum Appraisal Group can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house. |
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